should I use a job offer to get a raise at my current job?

A reader writes: I’ve worked in development at a significant cultural institution for over a decade. I’m frequently told I’m an essential member of the team and that things would fall apart without me. Two years in a row now I’ve been told to expect a promotion, and then asked to wait until the following year…

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How Regulation Could Help Cryptocurrencies Grow

Alexander Baumann/The International Photo Co./Getty Images Ignorance may be bliss for some, but ask anyone in commerce or finance, and they will make it abundantly clear: Ignorance is risk. For that reason, U.S. markets embrace reasonable regulation to ensure transparency and fairness. Stocks are regulated by the Securities and Exchange Commission (SEC), commodities by the…

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